For banks & financial institutions

Kenya's property & rental-payment data, as an API.

Underwrite faster and lend with confidence. Karibu turns verified listings, canonical property records, and real rental-payment behaviour into clean, scoped API calls — built for credit, mortgage, and risk teams.

Self-serve a sandbox key in minutes — no sales call required to start testing.

Faster approvals

Pull verified property, valuation, and rental-payment signals in one call — cut days of manual diligence out of mortgage and loan underwriting.

Lower defaults

On-time rental-payment history and affordability scoring give you a repayment signal that traditional bureau data in Kenya simply doesn't have.

Richer affordability

Combine income proxies, rent-to-income, and neighbourhood price indices to size facilities with confidence — for thin-file and diaspora borrowers too.

Data products

Scoped to your contract. Every PII response carries an explicit consent record under Kenya's Data Protection Act 2019.

Rental-payment history & affordabilitycustomers:read
Property & valuation signalslistings:read
Karibu Index & market compsmarket:read
Landlord / tenant verificationlistings:read
DPA 2019

Consent captured on every PII response; data-minimised by scope.

Audit-ready

Full who-did-what logging for vendor due-diligence reviews.

Sandbox first

Identical schema, synthetic data — integrate before you sign.

See our full posture on the security & compliance page.

Make your first call today

Create a workspace, self-serve a sandbox key, and hit a live endpoint in minutes.